KRAFT CHRISTENSENREALTYBuyer guides
Learn before you decide.
Clear explanations for the questions international buyers should resolve before travelling, reserving or arranging finance.
Beyond the brochure: understand the project
Advantages, trade-offs, specifications and verification.
02 · Purchase planningHow construction-stage payments work
Model the timing of reservation, build and completion capital.
03 · Location strategyMarbella, Estepona or Mijas?
Start with the way you intend to live, not a sales map.
Important buyer questions
Direct answers before the sales conversation.
How do I start a search?
Build a short brief or browse live developments. K&C matches from photographed, live inventory only — we do not invent listings or returns.
Does buying property in Spain provide residency?
No. Purchasing a home does not itself grant Spanish residency. The property-investment Golden Visa route ended on 3 April 2025. Immigration options should be checked independently.
Are off-plan construction payments protected?
Spanish law requires protection for qualifying advance payments towards homes under construction. KC will not recommend a development that fails to provide the required protection. Before you pay, your independent lawyer should verify the project’s bank guarantee or surety insurance, the protection for your purchase and the designated payment account. Arrangements for any payment made before the building licence (and therefore before the statutory guarantee framework applies) need separate verification — do not assume automatic protection.
Is an increase in value guaranteed by completion?
No. Buying in an early phase may secure a lower contract price than later releases, and comparable values may move during construction. Prices can also remain flat or fall. K&C does not invent future returns.
Is the financing estimate a mortgage approval?
No. It is an early planning estimate. A lender decides affordability, loan-to-value, documentation and final approval.
What does a reservation request mean?
A reservation request is not a confirmed reservation. Nothing is reserved until terms are confirmed. No payment is taken on this website.
Can I visit developments before I decide?
Yes. Share preferred dates and we can turn a shortlist into a focused viewing trip with coordinated appointments.
Which credit report will a lender want?
We will confirm which credit report your lender requires.
Why do some fees or prices say “To be confirmed”?
Where we have no verified public figure, we show “To be confirmed” or “Price on request”. We do not invent zeros or placeholder amounts.